{"id":673,"date":"2024-05-15T10:01:03","date_gmt":"2024-05-15T10:01:03","guid":{"rendered":"https:\/\/akteon.es\/reclamacions\/"},"modified":"2024-07-31T11:26:05","modified_gmt":"2024-07-31T11:26:05","slug":"reclamacions","status":"publish","type":"page","link":"https:\/\/akteon.es\/ca\/reclamacions\/","title":{"rendered":"Reclamacions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]\n<h3>ELS NOSTRES PROCEDIMENTS PER A LA REALITZACI\u00d3 DE RECLAMACIONS I RESOLDRE CONFLICTES EXTRAJUDICIALMENT<\/h3>\n<div class=\"elementor-element elementor-element-c7af702 elementor-widget elementor-widget-text-editor\" data-id=\"c7af702\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\"> <b>Qui pot reclamar<\/b> Els intervinents de qualsevol contracte d&#8217;intermediaci\u00f3 financera subscrit amb FINANCESTUDI SANT PERE, SL (d&#8217;ara endavant \u00c0KTEON). <b>Com reclamar<\/b> La reclamaci\u00f3 s&#8217;adre\u00e7ar\u00e0 signada per mail a la seg\u00fcent adre\u00e7a: akteon@akteon.es o directament mitjan\u00e7ant correu ordinari a les nostres oficines situades a Barcelona, Avda. Meridiana, 354 8\u00e8 B, conforme al que preveu la Llei 59\/2003 de 19 de desembre de Firma Electr\u00f2nica, mitjans als quals tamb\u00e9 es pot adre\u00e7ar per a qualsevol aclariment o consulta addicional relativa a aquestes o b\u00e9 a trav\u00e9s del tel\u00e8fon d&#8217;atenci\u00f3 al client: 93.706.90.34. La reclamaci\u00f3 s&#8217;ha de fer per escrit i, en aquesta, han de consignar les dades personals, el domicili, el protocol del pr\u00e9stec, el notari autoritzant, la data de signatura i els fets que en justifiquen la pretensi\u00f3. <b>Contingut m\u00ednim de la reclamaci\u00f3<\/b> Haureu de presentar la vostra reclamaci\u00f3 acompanyada de la totalitat de la documentaci\u00f3 que acrediti les al\u00b7legacions realitzades en el vostre inter\u00e8s. Haur\u00e0 d&#8217;acompanyar necess\u00e0riament el seu document nacional d&#8217;identitat o apoderament espec\u00edfic per a aquesta gesti\u00f3 amb la indicaci\u00f3 concreta del pr\u00e9stec a qu\u00e8 fa refer\u00e8ncia (n\u00fam. de protocol, data, notaria i noms de prestataris i hipotecants). En cas que s&#8217;hagi efectuat una reclamaci\u00f3 sense adjuntar i identificar la totalitat de la documentaci\u00f3 necess\u00e0ria per contestar-la, \u00c0KTEON es reserva el dret a arxivar l&#8217;expedient obert per manca de documentaci\u00f3 dos mesos despr\u00e9s de la sol\u00b7licitud d&#8217;enviament dels documents complementaris que puguin resultar necessaris per resoldre sobre la reclamaci\u00f3 formulada. <b>Com resolem la vostra reclamaci\u00f3<\/b> Davant les vostres reclamacions \u00c0KTEON acusar\u00e0 rebut de les mateixes en el termini m\u00e0xim de 72 hores, proporcionant a l&#8217;interessat un nombre de registres amb qu\u00e8 poder identificar i seguir el tr\u00e0mit de les actuacions que es realitzin. \u00c0KTEON tramitar\u00e0 amb el personal competent per a la seva an\u00e0lisi i resoluci\u00f3, resolent la reclamaci\u00f3 com a m\u00e0xim en el termini d&#8217;un mes pres en compte des de la data de presentaci\u00f3 de la reclamaci\u00f3, sense perjudici que aquest termini pugui ser interromput fins que s&#8217;hagi aportat la totalitat de la documentaci\u00f3 requerida per part del legitimat. La resoluci\u00f3 d&#8217;aquestes reclamacions plantejades tenen car\u00e0cter vinculant per a l&#8217;intermediari de cr\u00e8dit immobiliari. \u00c0KTEON traslladar\u00e0 al reclamant la resoluci\u00f3 de la reclamaci\u00f3 per qualsevol forma de comunicaci\u00f3 admesa en dret, amb prefer\u00e8ncia a la contestaci\u00f3 pel mateix mitj\u00e0 telem\u00e0tic en qu\u00e8 aquest hagi efectuat la seva reclamaci\u00f3. Desestimada la seva reclamaci\u00f3 o transcorregut el termini m\u00e0xim de resoluci\u00f3, podr\u00e0 formular la seva reclamaci\u00f3, en el termini m\u00e0xim d&#8217;1 any des de la data de la resoluci\u00f3 o desestimaci\u00f3, davant l&#8217;entitat de resoluci\u00f3 de litigis de consum al sector financer, a la qual fa refer\u00e8ncia la disposici\u00f3 addicional primera de la Llei 7\/2017 de 2 de novembre, per la qual s&#8217;incorpora a l&#8217;ordenament jur\u00eddic espanyol la Directiva 2013\/11\/UE del Parlament Europeu i del Consell, de 21 de maig de 2013. Fins a l&#8217;entrada a vigor de la Llei prevista a la disposici\u00f3 addicional primera de la Llei 7\/2017 de 2 de novembre, ser\u00e0 el servei de reclamacions del Banc d&#8217;Espanya, regulat a l&#8217;article 30 de la Llei 44\/2002 de 22 de novembre de Mesures de Reforma del <b>Sistema Financer.<\/b> Servei de reclamacions del Banc d&#8217;Espanya C\/ Alcal\u00e1, 48, 28014 Madrid Tel\u00e8fon: 91-338.65.30 Web: www.bde.es Tamb\u00e9 podr\u00e0 reclamar davant dels tribunals de just\u00edcia o davant dels organismes que el client consideri convenient davant de qualsevol discrep\u00e0ncia. <b>Comprom\u00eds d&#8217;estad\u00edstica<\/b> \u00c0KTEON es compromet a elaborar una estad\u00edstica peri\u00f2dica, la qual estar\u00e0 a disposici\u00f3 de l&#8217;\u00f2rgan supervisor (Banc d&#8217;Espanya), sobre els casos presentats, resolts i la decisi\u00f3 final adoptada, quedant c\u00f2pia als arxius de l&#8217;entitat totes les reclamacions interposades aix\u00ed com la resoluci\u00f3 de les mateixes.<\/div>\n<\/div>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text] ELS NOSTRES PROCEDIMENTS PER A LA REALITZACI\u00d3 DE RECLAMACIONS I RESOLDRE CONFLICTES EXTRAJUDICIALMENT Qui pot reclamar Els intervinents de qualsevol contracte d&#8217;intermediaci\u00f3 financera subscrit amb FINANCESTUDI SANT PERE, SL (d&#8217;ara endavant \u00c0KTEON). Com reclamar La reclamaci\u00f3 s&#8217;adre\u00e7ar\u00e0 signada per mail a la seg\u00fcent adre\u00e7a: akteon@akteon.es o directament mitjan\u00e7ant correu ordinari a les&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_joinchat":[],"footnotes":""},"class_list":["post-673","page","type-page","status-publish","hentry","entry","no-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reclamacions - \u00c0kteon<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/akteon.es\/reclamaciones\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reclamacions - \u00c0kteon\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text] ELS NOSTRES PROCEDIMENTS PER A LA REALITZACI\u00d3 DE RECLAMACIONS I RESOLDRE CONFLICTES EXTRAJUDICIALMENT Qui pot reclamar Els intervinents de qualsevol contracte d&#8217;intermediaci\u00f3 financera subscrit amb FINANCESTUDI SANT PERE, SL (d&#8217;ara endavant \u00c0KTEON). Com reclamar La reclamaci\u00f3 s&#8217;adre\u00e7ar\u00e0 signada per mail a la seg\u00fcent adre\u00e7a: akteon@akteon.es o directament mitjan\u00e7ant correu ordinari a les&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/akteon.es\/reclamaciones\/\" \/>\n<meta property=\"og:site_name\" content=\"\u00c0kteon\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-31T11:26:05+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/akteon.es\/reclamaciones\/\",\"url\":\"https:\/\/akteon.es\/reclamaciones\/\",\"name\":\"Reclamacions - \u00c0kteon\",\"isPartOf\":{\"@id\":\"https:\/\/akteon.es\/#website\"},\"datePublished\":\"2024-05-15T10:01:03+00:00\",\"dateModified\":\"2024-07-31T11:26:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/akteon.es\/reclamaciones\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/akteon.es\/reclamaciones\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/akteon.es\/reclamaciones\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/akteon.es\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reclamacions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/akteon.es\/#website\",\"url\":\"https:\/\/akteon.es\/\",\"name\":\"\u00c0kteon\",\"description\":\"Especialistes en hipoteques\",\"publisher\":{\"@id\":\"https:\/\/akteon.es\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/akteon.es\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/akteon.es\/#organization\",\"name\":\"\u00c0kteon\",\"url\":\"https:\/\/akteon.es\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/akteon.es\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/03\/Akteon_normal.svg\",\"contentUrl\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/03\/Akteon_normal.svg\",\"caption\":\"\u00c0kteon\"},\"image\":{\"@id\":\"https:\/\/akteon.es\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Reclamacions - \u00c0kteon","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/akteon.es\/reclamaciones\/","og_locale":"ca_ES","og_type":"article","og_title":"Reclamacions - \u00c0kteon","og_description":"[vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text] ELS NOSTRES PROCEDIMENTS PER A LA REALITZACI\u00d3 DE RECLAMACIONS I RESOLDRE CONFLICTES EXTRAJUDICIALMENT Qui pot reclamar Els intervinents de qualsevol contracte d&#8217;intermediaci\u00f3 financera subscrit amb FINANCESTUDI SANT PERE, SL (d&#8217;ara endavant \u00c0KTEON). 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