{"id":27937,"date":"2026-04-16T07:25:21","date_gmt":"2026-04-16T07:25:21","guid":{"rendered":"https:\/\/akteon.es\/?p=27937"},"modified":"2026-04-16T07:55:37","modified_gmt":"2026-04-16T07:55:37","slug":"hipoteca-100-documentacio","status":"publish","type":"post","link":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/","title":{"rendered":"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221; font_size=&#8221;15px&#8221;]Sol\u00b7licitar una hipoteca \u00e9s un proc\u00e9s que requereix una bona preparaci\u00f3, sobretot quan parlem d&#8217;hipoteques al 100%. En molts casos, els bancs requereixen documentaci\u00f3 espec\u00edfica per avaluar el teu perfil financer i garantir que el pr\u00e9stec s&#8217;adapti a la teva capacitat de pagament. Si est\u00e0s pensant a sol\u00b7licitar una hipoteca sense entrada, \u00e9s fonamental tenir tota la documentaci\u00f3 en ordre. En aquest article, t&#8217;expliquem qu\u00e8 necessites tenir preparat per facilitar aquest proc\u00e9s i augmentar les teves possibilitats d&#8217;\u00e8xit.<br \/>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:100%;margin-block:30px;border-bottom-width:1px;border-color:#00000024;\"><\/div><style>.vcex-heading.vcex_69e6f65d85751{color:var(--wpex-accent);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d85751\"><span class=\"vcex-heading-inner wpex-inline-block\">Qu\u00e8 \u00e9s una hipoteca al 100%?<\/span><\/h2>[vc_column_text css=&#8221;&#8221;]Abans d&#8217;entrar en els detalls de la documentaci\u00f3 necess\u00e0ria, \u00e9s important entendre qu\u00e8 implica una hipoteca al 100%. A difer\u00e8ncia de les hipoteques convencionals, que requereixen una entrada o pagament inicial per part del comprador (generalment entre el 10% i el 20% del preu de l&#8217;habitatge), les hipoteques al 100% permeten finan\u00e7ar la totalitat del valor de la propietat. \u00c9s a dir, no necessites fer un pagament inicial, el que pot ser especialment \u00fatil si no tens estalvis suficients per cobrir l&#8217;import de l&#8217;entrada.<\/p>\n<p>Tanmateix, obtenir una hipoteca al 100% no \u00e9s senzill. Els bancs tendeixen a ser m\u00e9s estrictes amb els requisits i les condicions dels sol\u00b7licitants a causa del major risc que implica finan\u00e7ar el 100% del valor de l&#8217;habitatge. A continuaci\u00f3, analitzarem qu\u00e8 documentaci\u00f3 necessites presentar perqu\u00e8 puguis realitzar aquest tr\u00e0mit de manera exitosa.[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:100%;margin-block:30px;border-bottom-width:1px;border-color:#00000024;\"><\/div><style>.vcex-heading.vcex_69e6f65d86800{color:var(--wpex-accent);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d86800\"><span class=\"vcex-heading-inner wpex-inline-block\">Documentaci\u00f3 b\u00e0sica que has de presentar<\/span><\/h2>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Per sol\u00b7licitar una hipoteca al 100%, \u00e9s imprescindible reunir certs documents que els bancs necessiten per avaluar la teva solv\u00e8ncia i la viabilitat del pr\u00e9stec. A continuaci\u00f3, et mostrem la documentaci\u00f3 b\u00e0sica que generalment et demanaran:<\/span>[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d86f29{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d86f29\"><span class=\"vcex-heading-inner wpex-inline-block\">Identificaci\u00f3 personal<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">El primer pas en el proc\u00e9s de sol\u00b7licitud \u00e9s proporcionar la teva identificaci\u00f3 personal. Aquest document \u00e9s necessari per verificar la teva identitat i la teva resid\u00e8ncia. Els documents m\u00e9s comuns que et demanaran inclouen:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">DNI o NIE (si ets estranger resident).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Passaport (si ets estranger no resident).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">El llibre de fam\u00edlia, en alguns casos, si tens dependents a c\u00e0rrec.<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d8775a{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d8775a\"><span class=\"vcex-heading-inner wpex-inline-block\">Comprovants d'ingressos<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">El banc necessita saber quant guanyes mensualment per determinar la teva capacitat de pagament. Els comprovants d&#8217;ingressos s\u00f3n un dels documents m\u00e9s importants per assegurar-se que podr\u00e0s complir amb les quotes mensuals. Aix\u00f2 pot incloure:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tres \u00faltimes n\u00f2mines (o m\u00e9s, si ets aut\u00f2nom o freelancer).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Declaraci\u00f3 de la renda dels \u00faltims dos anys.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Justificant dels teus ingressos si treballes per compte propi (aix\u00f2 inclouria un balan\u00e7 de p\u00e8rdues i guanys, si ets aut\u00f2nom).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contracte de treball fix (en cas que el tinguis).<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d880bd{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d880bd\"><span class=\"vcex-heading-inner wpex-inline-block\">Extractes bancaris<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Els bancs necessiten tenir una visi\u00f3 clara de la teva situaci\u00f3 financera, i per aix\u00f2 et sol\u00b7licitaran els teus extractes bancaris dels \u00faltims tres a sis mesos. Aix\u00f2 els ajudar\u00e0 a veure el teu comportament pel que fa a l\u2019estalvi, les despeses recurrents i altres ingressos que puguis tenir. Tingues en compte que has d\u2019assegurar-te que els extractes bancaris estiguin complets i ben organitzats.<\/span>[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d889d4{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d889d4\"><span class=\"vcex-heading-inner wpex-inline-block\">Informaci\u00f3 sobre deutes i altres pr\u00e9stecs<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Si tens altres pr\u00e9stecs personals, targetes de cr\u00e8dit o qualsevol altre tipus de deute, el banc voldr\u00e0 saber-ho. \u00c9s important ser transparent en aquest aspecte perqu\u00e8 el banc pugui calcular el teu nivell d\u2019endeutament i assegurar-se que no est\u00e0s sobrecarregat financerament. Els documents que et poden demanar inclouen:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Detall dels teus pr\u00e9stecs i quotes mensuals (com a pr\u00e9stecs personals, cr\u00e8dits al consum, etc.).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Informaci\u00f3 sobre qualsevol altra deuda que puguis tenir (per exemple, deuda de targeta de cr\u00e8dit).<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:100%;margin-block:30px;border-bottom-width:1px;border-color:#00000024;\"><\/div><style>.vcex-heading.vcex_69e6f65d899bc{color:var(--wpex-accent);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d899bc\"><span class=\"vcex-heading-inner wpex-inline-block\">Documents espec\u00edfics per a una hipoteca al 100%<\/span><\/h2>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Tot i que els documents b\u00e0sics s\u00f3n essencials per a qualsevol sol\u00b7licitud de hipoteca, en el cas d\u2019una hipoteca al 100%, els bancs solen requerir informaci\u00f3 addicional per poder avaluar el risc que implica finan\u00e7ar la totalitat del valor de l&#8217;habitatge. Aqu\u00ed et indiquem alguns documents addicionals que poden ser necessaris:<\/span>[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d8a344{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d8a344\"><span class=\"vcex-heading-inner wpex-inline-block\">Taxaci\u00f3 de la propietat<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">La taxaci\u00f3 \u00e9s un informe t\u00e8cnic que estima el valor real de l&#8217;habitatge que desitges comprar. Aquest document \u00e9s fonamental per al banc, ja que els permet verificar que el valor de la propietat correspon al que est\u00e0s sol\u00b7licitant en el pr\u00e9stec. Si el banc no est\u00e0 d\u2019acord amb la taxaci\u00f3 realitzada, pot rebutjar la sol\u00b7licitud de la hipoteca al 100%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">El banc generalment s\u2019encarregar\u00e0 de realitzar la taxaci\u00f3, per\u00f2 tamb\u00e9 pot ser \u00fatil comptar amb un informe de taxaci\u00f3 independent si ja tens una propietat en ment.<\/span>[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d8ad0c{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d8ad0c\"><span class=\"vcex-heading-inner wpex-inline-block\">Informaci\u00f3 sobre el immoble<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Per garantir que l&#8217;immoble compleix amb els requisits legals i t\u00e8cnics, \u00e9s possible que el banc et demani una s\u00e8rie de documents addicionals, com ara:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Escriptura de la propietat actual (si ja tens una propietat).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certificat d&#8217;efici\u00e8ncia energ\u00e8tica (en alguns casos).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En alguns casos, el contracte de compravenda de l&#8217;habitatge (si ja has acordat comprar-la).<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<style>.vcex-heading.vcex_69e6f65d8b685{color:var(--wpex-accent-alt);font-size:20px;}<\/style><h3 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d8b685\"><span class=\"vcex-heading-inner wpex-inline-block\">Estalvis i historial financer<\/span><\/h3>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Tot i que en una hipoteca al 100% no necessites realitzar un pagament inicial, el banc vol assegurar-se que tens un historial financer s\u00f2lid i la capacitat de mantenir el pagament mensual. Per tant, et demanaran informaci\u00f3 sobre els teus estalvis i altres actius que puguis tenir, com ara:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Estalvis en comptes bancaris.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fons d\u2019inversi\u00f3 o altres actius que puguis liquidar en cas d\u2019emerg\u00e8ncia.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Informaci\u00f3 sobre propietats o inversions addicionals que posseeixis.<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:100%;margin-block:30px;border-bottom-width:1px;border-color:#00000024;\"><\/div><style>.vcex-heading.vcex_69e6f65d8c6c6{color:var(--wpex-accent);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d8c6c6\"><span class=\"vcex-heading-inner wpex-inline-block\">Factors que els bancs consideren en una hipoteca al 100%<\/span><\/h2>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Sol\u00b7licitar una hipoteca al 100% no \u00e9s nom\u00e9s q\u00fcesti\u00f3 de presentar la documentaci\u00f3 adequada. Els bancs tamb\u00e9 analitzen diversos factors importants per avaluar la teva sol\u00b7licitud i decidir si aproven o no el pr\u00e9stec:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>El teu perfil de risc:<\/b><span style=\"font-weight: 400;\"> L&#8217;estabilitat laboral i financera \u00e9s clau per obtenir una hipoteca al 100%. Els bancs busquen prestat\u00e0ris amb un bon historial de cr\u00e8dit i un perfil financer s\u00f2lid.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>La propietat:<\/b><span style=\"font-weight: 400;\"> El banc tamb\u00e9 considerar\u00e0 el valor i la ubicaci\u00f3 de la propietat que est\u00e0s comprant. En general, busquen propietats amb una bona taxaci\u00f3, situades en zones amb demanda estable, ja que aix\u00f2 redueix el risc en cas que necessitis vendre la propietat en el futur.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Els costos addicionals:<\/b><span style=\"font-weight: 400;\"> Tingues en compte que, a banda de la quota hipotec\u00e0ria, existeixen altres costos com els impostos, costos notarials i altres costos associats a la compra d\u2019habitatge. El banc avaluar\u00e0 la teva capacitat per cobrir tots aquests costos.<\/span><\/li>\n<\/ul>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:100%;margin-block:30px;border-bottom-width:1px;border-color:#00000024;\"><\/div><style>.vcex-heading.vcex_69e6f65d8d4e4{color:var(--wpex-accent);font-size:26px;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-mt-30 wpex-mb-15 vcex_69e6f65d8d4e4\"><span class=\"vcex-heading-inner wpex-inline-block\">Consells addicionals per sol\u00b7licitar una hipoteca al 100%<\/span><\/h2>[vc_column_text css=&#8221;&#8221;]<span style=\"font-weight: 400;\">Sol\u00b7licitar una hipoteca al 100% pot ser un proc\u00e9s complicat, per\u00f2 amb la preparaci\u00f3 adequada, pots augmentar les teves probabilitats d\u2019\u00e8xit. Aqu\u00ed tens alguns consells addicionals per facilitar la sol\u00b7licitud:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Assegura\u2019t de tenir una bona puntuaci\u00f3 de cr\u00e8dit:<\/b><span style=\"font-weight: 400;\"> La majoria dels bancs revisaran el teu historial creditici. Assegura\u2019t de tenir una puntuaci\u00f3 s\u00f2lida perqu\u00e8 la teva sol\u00b7licitud sigui m\u00e9s atractiva.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prepara tots els documents per avan\u00e7at:<\/b><span style=\"font-weight: 400;\"> Tenir tots els documents llestos i organitzats t&#8217;ajudar\u00e0 a accelerar el proc\u00e9s de sol\u00b7licitud i evitar retards innecessaris.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Busca assessorament professional:<\/b><span style=\"font-weight: 400;\"> Un assessor financer o un <\/span><b>intermediari hipotecari<\/b><span style=\"font-weight: 400;\"> pot ajudar-te a presentar la teva sol\u00b7licitud de manera adequada i negociar amb el banc per obtenir les millors condicions possibles.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Sol\u00b7licitar una hipoteca al 100% pot ser una excel\u00b7lent opci\u00f3 si no tens estalvis suficients per cobrir el pagament inicial. Tanmateix, requereix una planificaci\u00f3 detallada i una avaluaci\u00f3 curosa del teu perfil financer. Tenir la documentaci\u00f3 adequada i entendre els requisits del banc et permetr\u00e0 prendre una decisi\u00f3 informada i augmentar les teves probabilitats d&#8217;obtenir el pr\u00e9stec que necessites per fer realitat el teu projecte d&#8217;habitatge.<\/span>[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:100%;margin-block-start:30px;border-bottom-width:1px;border-color:#00000024;\"><\/div>[\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221; font_size=&#8221;15px&#8221;]Sol\u00b7licitar una hipoteca \u00e9s un proc\u00e9s que requereix una bona preparaci\u00f3, sobretot quan parlem d&#8217;hipoteques al 100%. En molts casos, els bancs requereixen documentaci\u00f3 espec\u00edfica per avaluar el teu perfil financer i garantir que el pr\u00e9stec s&#8217;adapti a la teva capacitat de pagament. Si est\u00e0s pensant a sol\u00b7licitar una hipoteca sense entrada, \u00e9s&hellip;<\/p>\n","protected":false},"author":1,"featured_media":27959,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[34,36],"tags":[],"post_series":[],"class_list":["post-27937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hipoteques","category-noticia-destacada-ca","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%? - \u00c0kteon<\/title>\n<meta name=\"description\" content=\"Descobreix quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%. Guia completa amb requisits, consells i claus per aconseguir-la.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%? - \u00c0kteon\" \/>\n<meta property=\"og:description\" content=\"Descobreix quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%. Guia completa amb requisits, consells i claus per aconseguir-la.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\" \/>\n<meta property=\"og:site_name\" content=\"\u00c0kteon\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-16T07:25:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-16T07:55:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/akteon.es\/#\/schema\/person\/2f47d7c67b83b21923c3ebd7950fab71\"},\"headline\":\"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%?\",\"datePublished\":\"2026-04-16T07:25:21+00:00\",\"dateModified\":\"2026-04-16T07:55:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\"},\"wordCount\":1677,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/akteon.es\/#organization\"},\"image\":{\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg\",\"articleSection\":[\"Hipoteques\",\"Not\u00edcia Destacada\"],\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\",\"url\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\",\"name\":\"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%? - \u00c0kteon\",\"isPartOf\":{\"@id\":\"https:\/\/akteon.es\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg\",\"datePublished\":\"2026-04-16T07:25:21+00:00\",\"dateModified\":\"2026-04-16T07:55:37+00:00\",\"description\":\"Descobreix quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%. Guia completa amb requisits, consells i claus per aconseguir-la.\",\"breadcrumb\":{\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage\",\"url\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg\",\"contentUrl\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg\",\"width\":1500,\"height\":1000,\"caption\":\"com aconseguir hipoteca 100%\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/akteon.es\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/akteon.es\/#website\",\"url\":\"https:\/\/akteon.es\/\",\"name\":\"\u00c0kteon\",\"description\":\"Especialistes en hipoteques\",\"publisher\":{\"@id\":\"https:\/\/akteon.es\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/akteon.es\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/akteon.es\/#organization\",\"name\":\"\u00c0kteon\",\"url\":\"https:\/\/akteon.es\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/akteon.es\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/03\/Akteon_normal.svg\",\"contentUrl\":\"https:\/\/akteon.es\/wp-content\/uploads\/2026\/03\/Akteon_normal.svg\",\"caption\":\"\u00c0kteon\"},\"image\":{\"@id\":\"https:\/\/akteon.es\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/akteon.es\/#\/schema\/person\/2f47d7c67b83b21923c3ebd7950fab71\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/akteon.es\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b700de3fbacf65d2172195421a8a4e102dc309b05c27fcba8fef83dc40c8a1af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b700de3fbacf65d2172195421a8a4e102dc309b05c27fcba8fef83dc40c8a1af?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\/\/akteon.es\/ca\/author\/admin2\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%? - \u00c0kteon","description":"Descobreix quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%. Guia completa amb requisits, consells i claus per aconseguir-la.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/","og_locale":"ca_ES","og_type":"article","og_title":"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%? - \u00c0kteon","og_description":"Descobreix quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%. Guia completa amb requisits, consells i claus per aconseguir-la.","og_url":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/","og_site_name":"\u00c0kteon","article_published_time":"2026-04-16T07:25:21+00:00","article_modified_time":"2026-04-16T07:55:37+00:00","og_image":[{"width":1500,"height":1000,"url":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Escrit per":"admin","Temps estimat de lectura":"7 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#article","isPartOf":{"@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/"},"author":{"name":"admin","@id":"https:\/\/akteon.es\/#\/schema\/person\/2f47d7c67b83b21923c3ebd7950fab71"},"headline":"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%?","datePublished":"2026-04-16T07:25:21+00:00","dateModified":"2026-04-16T07:55:37+00:00","mainEntityOfPage":{"@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/"},"wordCount":1677,"commentCount":0,"publisher":{"@id":"https:\/\/akteon.es\/#organization"},"image":{"@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage"},"thumbnailUrl":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg","articleSection":["Hipoteques","Not\u00edcia Destacada"],"inLanguage":"ca","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/","url":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/","name":"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%? - \u00c0kteon","isPartOf":{"@id":"https:\/\/akteon.es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage"},"image":{"@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage"},"thumbnailUrl":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg","datePublished":"2026-04-16T07:25:21+00:00","dateModified":"2026-04-16T07:55:37+00:00","description":"Descobreix quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%. Guia completa amb requisits, consells i claus per aconseguir-la.","breadcrumb":{"@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#primaryimage","url":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg","contentUrl":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/04\/documentacio-hipoteca-100-requisits.jpg","width":1500,"height":1000,"caption":"com aconseguir hipoteca 100%"},{"@type":"BreadcrumbList","@id":"https:\/\/akteon.es\/ca\/hipoteca-100-documentacio\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/akteon.es\/ca\/"},{"@type":"ListItem","position":2,"name":"Quina documentaci\u00f3 necessites per sol\u00b7licitar una hipoteca al 100%?"}]},{"@type":"WebSite","@id":"https:\/\/akteon.es\/#website","url":"https:\/\/akteon.es\/","name":"\u00c0kteon","description":"Especialistes en hipoteques","publisher":{"@id":"https:\/\/akteon.es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/akteon.es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Organization","@id":"https:\/\/akteon.es\/#organization","name":"\u00c0kteon","url":"https:\/\/akteon.es\/","logo":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/akteon.es\/#\/schema\/logo\/image\/","url":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/03\/Akteon_normal.svg","contentUrl":"https:\/\/akteon.es\/wp-content\/uploads\/2026\/03\/Akteon_normal.svg","caption":"\u00c0kteon"},"image":{"@id":"https:\/\/akteon.es\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/akteon.es\/#\/schema\/person\/2f47d7c67b83b21923c3ebd7950fab71","name":"admin","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/akteon.es\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b700de3fbacf65d2172195421a8a4e102dc309b05c27fcba8fef83dc40c8a1af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b700de3fbacf65d2172195421a8a4e102dc309b05c27fcba8fef83dc40c8a1af?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/akteon.es\/ca\/author\/admin2\/"}]}},"_links":{"self":[{"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/posts\/27937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/comments?post=27937"}],"version-history":[{"count":4,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/posts\/27937\/revisions"}],"predecessor-version":[{"id":27958,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/posts\/27937\/revisions\/27958"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/media\/27959"}],"wp:attachment":[{"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/media?parent=27937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/categories?post=27937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/tags?post=27937"},{"taxonomy":"post_series","embeddable":true,"href":"https:\/\/akteon.es\/ca\/wp-json\/wp\/v2\/post_series?post=27937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}